Hi, I'm Paul Merica

I'm a Senior Data Scientist at Ally Bank specializing in quantitative modeling and credit loss prediction. With a Master's degree in Data Science from Wayne State University and a background in Statistics from the University of Michigan, I bring both theoretical knowledge and practical expertise to complex data challenges.

I develop production-grade models that score billions of dollars in originations, build automated reporting systems, and deliver actionable insights to executive leadership. My work spans machine learning, statistical modeling, data engineering, and business intelligence.